Effective Date: September 1, 2025

1. Acceptance of Terms
By accessing or using our website, you agree to these Terms & Conditions. If you do not agree, please do not use the site.

2. Use of Website
You agree to use our website only for lawful purposes and in a way that does not infringe the rights of others.

3. Intellectual Property
All content on this site, including text, graphics, and logos, is owned by Anex Consulting Inc. or licensed to us, and is protected by copyright and trademark laws.

4. No Professional Advice
The information on this website is for general informational purposes only and does not constitute legal, financial, or tax advice. You should consult a qualified professional before making decisions.

5. Limitation of Liability
We are not liable for any damages arising from your use of this website or reliance on its content.

6. Links to Other Websites
Our site may contain links to third‑party websites. We are not responsible for their content or privacy practices.

7. Changes to Terms
We may update these Terms & Conditions at any time. Continued use of the site after changes means you accept the updated terms.

8. Governing Law
These Terms are governed by the laws of the State of California, without regard to conflict of law principles.

9. Contact Information
For questions about these Terms, contact us at:
Contact